Failure to maintain adequate auto insurance coverage for your vehicles may result in high fines and liability if you are engaged in an accident since new stringent laws make the owner of a vehicle responsible for insurance coverage for their vehicle. With all the new insurance laws to protect you the driver and the purchaser of your auto insurance policy, they are still many people on the road who choose to try and "cheat " the system and attempt to collect compensation illegally.
Even those people who falsely claim damage to their vehicle when they have not been in an accident, or exaggerate the damages made are guilty of insurance fraud and will be prosecuted.
There are many groups of people on the road today that intentionally set up accidents to their advantage and make fraudulent claims thereby causing the insurance rates to go up even higher. These fraudulent claims can be anything from setting up an "intentional" accident, setting fire to their vehicle or flooding it. These people, when caught, will be charged with insurance fraud which is a very serious crime.
One of the most serious examples of insurance fraud is allowing the outright theft of their vehicle by leaving the keys in the ignition where a car thief would surely see them; or even arranging with an associate or acquaintance to steal their vehicle and sell it in Mexico or hide the vehicle by disguising it and taking it to another state.
Another very serious method of insurance fraud is the intentional damage to another vehicle on the roadway by reckless driving. These drivers have been known to do such outrageous things as put their vehicle in the way of another vehicle to cause the other vehicle to run into them, or they may position themselves in front of another vehicle and put on their brakes causing the other vehicle to rear-end them. This liability for this type of accident is usually put on the driver in the rear causing the fraudulent driver to look to be the innocent driver.
Then there is Sideswipe. This kind of accident, as a rule, occurs at occupied crossing points with double left-hand turn paths. The criminal positions his vehicle in the external left-turn path. At the point when the casualty's vehicle floats into the external turn path the criminal sideswipes him. To ensure the plan works the criminal does preliminary reconnaissance to ensure that the crossing point is sufficiently occupied where drifting will happen in light of the measure of traffic.
As you can see, some people will go to great lengths to procure monies in any way they can, even damaging their property and sometimes collecting high amounts of compensation which, in the long run, comes out of our pockets in the form of higher insurance premiums for the rest of us.
Unfortunately, there is just a single approach to dodge these sort of accidents, and that will be attentive constantly and keep a sheltered separation from any vehicle in front of you. The tragic truth is, if all drivers would simply comply with the speed and separation laws and rules, accidents like these could never happen. In any case, individuals drive too quick and excessively close, and hence this kind of frauds will dependably be pulled off. Drive protected and brilliant and your odds of being the casualty of auto insurance fraud will be greatly reduced.